金融英语口语 18.Insurance

[00:00.00]New Wors [00:00.74]新单词 [00:01.49]load v.n. [00:02.14]载货，货物 [00:02.80]lorry n. [00:03.34]运货大卡车 [00:03.89]hi-jack v. [00:04.56]劫 [00:05.22]write-offs n. [00:05.73]废物 [00:06.24]gang n. [00:06.90]一群坏人 [00:07.55]brake n. [00:08.15]刹车 [00:08.75]steep adj. [00:09.26]陡峭的(损失) [00:09.77]cover v. [00:10.48]被赔偿(损失) [00:11.18]blanket adj. [00:11.78]全套的 [00:12.38]underwrite v. [00:13.00]承保 [00:13.61]jam v. [00:14.21]挤碎 [00:14.81]salvage v. [00:15.56]抢救 [00:16.30]repaint v. [00:17.07]重新油漆 [00:17.84]dent n. [00:18.44]凹处 [00:19.04]Phrases & Expressions [00:21.42]vehicle insurer [00:22.69]车辆保险局 [00:23.95]filing cabinet [00:24.88]文件柜 [00:25.81]firm of adjusters [00:26.88]调解人公司，估价公司 [00:27.95]make the claim [00:28.81]提出索赔要求 [00:29.68]W:Good morning, Mr. Martin. Are you looking for me? [00:31.27]怀：早上好，马丁先生，您找我吗? [00:32.86]M:Yes. Have you heard any more about our lorries? [00:34.73]马：是的。我们的货车有什么新消息吗? [00:36.60]W:Yes. The vehicle insurances say the lorries are complete writeoffs. [00:39.05]怀：有的，车辆保险局说两辆货车完全没用了。 [00:41.51]The gang took the brakes off and let them go over the side of a steep hill. [00:43.52]那伙歹徒把刹车卸掉，让车从悬崖上滑下去。 [00:45.53]M:I hope we are covered all right. [00:46.65]马：我希望保险索赔没问题。 [00:47.78]W:Yes, we are. [00:48.39]怀：没问题。 [00:49.01]M:What about our office desks and filing cabinets in the lorries? [00:51.40]马：那我们货车上的办公桌和文件柜呢? [00:53.79]W:Well, now, apparently, the insurance of the load is not so simple. [00:56.53]怀：嗯，现在，很明显，车上货物的索赔可不那么简单。 [00:59.27]I informed our insurance brokers as soon as the theft was reported. [01:01.48]我一知道劫车的事就通知了我们的保险经纪人。 [01:03.69]As you know, all goods delivered for us within the country are covered by a blanket insurance policy. [01:06.61]您知道，所有在国内运输的货物，我们都保了综合险。 [01:09.54]M:Who underwrote the policy? Lloyds, wasn't it? [01:11.17]马：向谁保险，是劳埃德保险公司吧? [01:12.80]W:Yes, we are insured with a syndicate of Lloyds underwriters. [01:15.00]怀：是的，一家劳埃德联合企业， [01:17.19]Someone from a firm of adjusters is going up to inspect the damaged goods tomorrow and give an opinion about their values. [01:20.54]调解公司要派一个人明天察看车上受损的货物，好报一个索赔数。 [01:23.88]M:Well... What's the problem? They won't make any difficulty about paying up, surely? [01:26.71]马：噢...有什么问题吗?他们不会不乐意赔偿吧? [01:29.55]W:Well, it could be difficult. Our insurers seem to think the desks and chairs may not be too badly damaged. [01:33.23]怀：可能有点儿困难。我们的保险商似乎认为那些桌椅损伤得不厉害。 [01:36.91]M:I think someome from the factory ought to go up and give us an opinion of the damage. [01:39.66]马：我认为我们该派个人去，看看东西受损程度如何。 [01:42.40]I'd like to go up there and have a look. [01:41.90]我还是自己去看看吧。 [01:43.80]G:So your factory is making the claim? [01:45.31]格：那么是你们厂要求保险赔偿的? [01:46.81]M:Well, let's have a look. I was warned the lorry doors might have been jammed. [01:49.50]马：是的，我们看看吧。有人告诉我们都被压瘪了。 [01:52.19]G:I don't think these filing cabinets are too badly damaged. [01:54.21]格：我认为这些文件柜坏得不是很厉害。 [01:56.24]I think it should be possible to salvage the lot. [01:57.88]其中大部分都可以修修再用。 [01:59.53]These dents could be quite easily knocked out, and these desks could be repainted. [02:02.61]这些凸出来的地方可以轻而易举的敲掉，还有这些桌子可以再漆一遍。 [02:05.69]M:Oh, I don't think I agree, Mr. Green. Look at this chair, [02:07.44]马：噢，我不赞成您这么说，格林先生。看看这把椅子， [02:09.19]it's a complete write-off. We would never be able to repair that. [02:11.55]完全都不能用了，我们怎么也不可能修好它了。 [02:13.90]And the filing cabinets. Look at them. They must have been under water for some time. [02:16.63]还有这些文件柜。看看吧，它们肯定泡在水里好一阵子了， [02:19.36]They would have to be stripped down and completely repainted. [02:21.43]得把老面全部刮掉，完全重新漆一遍。 [02:23.51]G:H'm, well, I think I might recommend payment of... seventy-five percent of the insured value. [02:27.69]格：嗯,，这样，我想我可能会建议赔偿----保险价值的75%。

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