金融英语口语 8.Opening a Current

[00:00.72]新单词 [00:01.44]broke adj. [00:02.00]一个钱也没有了，破产了的 [00:02.56]penniless adj. [00:03.32]身无分文的，穷的 [00:04.08]overdraft n. [00:04.87]透支 [00:05.67]grant n. [00:06.24]补助，拨款 [00:06.82]embassy n. [00:07.67]大使馆 [00:08.52]Phrases & Expressions [00:09.70]短语 [00:10.89]by the way [00:11.70]顺便说，附带说说 [00:12.51]not again [00:13.23]有“不再”，“不可能再是这种情况吧”等意 [00:13.95]in the black [00:14.69]在银行有存款余额 [00:15.44]in the red [00:16.08]在银行已无存款余额 [00:16.72]A:Hi, Lao Li. How are you? [00:17.99]艾比：嗨，老吕，你好吗? [00:19.25]L:Fine. Thank you. How are you? [00:20.86]吕：很好。谢谢，你好吗? [00:22.47]A:Not bad. Er, Lao Li, I wonder whether I could ask you a favor? [00:25.55]艾：也很。呃，老吕，我想请你帮一个忙，行吗? [00:28.63]L:Go ahead. [00:29.20]吕：请说吧。 [00:29.78]A:Well, you see... I'm broke. Do you think you could lend me some money until next Friday? [00:32.93]艾：好，你知道....，我没有钱啦。你能否借点钱给我?我星期五还你。 [00:36.08]L:I'd like to help you, Abbey, but I'm a bit short myself. [00:38.26]L：我很愿意帮助你，艾，可是我自己也手头拮据。 [00:40.44]I've only got￡10 to last me until the end of the week. I am sorry. [00:43.18]我只有10英镑，却要维持到本周末。非常抱歉。 [00:45.92]A:Never mind. It can't be helped. By the way, have you opened an account yet? [00:48.68]艾：没关系。你也是爱莫能助。顺便问一下，你开立银行帐户了吗? [00:51.44]L:No, not yet. [00:52.43]吕：还没有。 [00:53.42]A:It looks like I'll have to borrow some money from the bank. Why don't you come with me? [00:56.53]艾：看起来我只得向银行借款了。和我一起到银行去好吗? [00:59.64]L:Yeah, I think I will. [00:59.14]吕：好，一起去吧。 [01:00.70]Bank Clerk:Good morning, Miss Abbey. We haven't seen you for a while. [01:02.43]银行职员：艾比小姐，早上好，有些日子没有见到你了。 [01:04.15]A:Yes, it seems that I only visit you when I'm penniless. [01:05.76]艾：是的，看起来我只有在身无分文的情况下才来找你的。 [01:07.36]Clerk:Not again! [01:07.96]银行职员：今天不会再是这种情况吧! [01:08.56]A:I'm afraid so. Do you think the bank could lend me￡20 until my grant comes through next week? [01:11.74]艾：恐怕还是这样。银行能否借给我20英镑，等下周我的助学金汇到后还你们? [01:14.91]Clerk:But you already have an overdraft, Miss Abbey. In fact, your account is very rarely in the black for long. [01:18.18]银行职员：可是你已经透支了，艾比小姐。事实上，你的帐户长期以来很少有存款余额。 [01:21.44]A:Do you think I could speak to the bank manager? [01:22.58]艾：你看我能和银行经理当面谈一下吗? [01:23.72]Clerk:Just a moment. I'll see if he's free.Miss Abbey, would you come this way, please? [01:26.98]银行职员：请等一会儿。我去看一下他是否有空。艾比小姐，请这边走。 [01:30.25]Our manager will see you now. [01:31.29]我们的经理现在可以见你。 [01:32.34]A:Wish me luck, Lao Li. [01:33.26]艾：老吕，祝我走运。 [01:34.19]L:Good Luck! [01:34.90]吕：祝你好运气。 [01:35.60]Clerk:What can I do for you? [01:36.75]银行职员：我能为你效劳吗? [01:37.90]L:I'd like to open an account. [01:39.22]吕：我要开立一个帐户。 [01:40.54]Clerk:A deposit account or a current account? [01:42.13]银行职员：存款帐户还是往来帐户? [01:43.72]L:Er, I'm not sure. You see, I have monthly remittances sent to me from China and I'd like to have the money paid into an account. [01:48.58]吕：哦，我也拿不定主意，你知道，中国每个月有电汇寄给我，我要把它存入帐户。 [01:53.44]Clerk:Then you'd better open a current account. [01:54.80]银行职员：那么你还是开立往来帐户为好。 [01:56.16]The bank will give you a cheque book and you can take money out when you like. [01:58.71]银行将给你一本支票薄，你随时可以取出存款。 [02:01.25]L:Fine. What do I have to do? [02:02.45]吕：好的，我该办些什么手续呢? [02:03.66]Clerk:Just fill in this form. Could you print your name and address in capital letters,please [02:06.58]银行职员：只要填一下这张表格。请用大写印刷体写下你的名字和地址.... [02:09.51]... and give me a specimen signature here? [02:11.06]并请留下签字样板。 [02:12.62]L:What? [02:13.24]吕：什么? [02:13.87]Clerk:Could you sign here, please? Thank you. [02:15.37]银行职员：请在这里签字。谢谢。 [02:16.87]It will take a few days for your cheque book to arrive. [02:18.74]支票薄要过几天才能领取。 [02:20.61]We'll contact you as soon as it comes. [02:22.09]到时候我们会通知你的。 [02:23.56]You can inform your embassy of your account number so that your money can be transferred directly. [02:26.83]同时你就可以把你的帐号告诉贵国大使馆，以便将钱直接划入。 [02:30.09]By the way, do you have any means of identification on you? [02:32.47]顺便问一下，你是否带有身份证明文件? [02:34.85]L:Will my passport do? [02:35.92]吕：我的护照可以吗? [02:36.99]Clerk:Sure.Thank you very much, sir. You'll be hearing from us soon. [02:39.97]银行职员：当然可以。非常感谢，先生。我们会很快通知你的。

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