听力每日练习 listen 4160 Do you have a savings account in our bank

1--Good morning. I want to deposit 3,000 yuan in your bank.
 
2--Yes.Do you have a savings account in our bank?
 
1--No, I haven't. It is the first time for me to come to deposit money here.
 
2--How long do you want to keep it in our bank?
 
1--Two years , please.
 
2--You have to fill in this form with your name , address ,ID card number,deposit term and the amount you want to deposit.
 
1--OK. What should I do if I want to draw my money before maturity date for an urgent use?
 
2--Don't worry. You can draw your money at any time. But you'll not receive the time deposit return of interest. What we can offer is a current one.
 
1--I see. By the way, what if I forget to cash  my  money  when  the  maturity comes?
 
2--In that case，we'll just regard your account as a regular savings account from then on.
 
1--I see.
 
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注解：
 
1.account账户
2.deposit存款
3.In that case假使那样的话
 
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译文：
 
1--早上好。我想在贵行存3000元。
2--好的。您在我们银行有储蓄账户吗?
1--没有，这是我第一次来这儿存钱。
2--您想存多久?
1--两年。
2--那请您在这张表上填上姓名、地址、身份证号码、存期和所存金额。
1--好的。如果在存款到期之前，我急需用钱怎么办?
2--别担心，您可以随时将钱取出，不过您就不能获得定期存款利息。银行只能给您付活期存款利息。
1--我明白了。顺便再问一下，如果存款到期了，我忘记兑现会怎样呢?
2--如果那样的话，从到期时起，银行将把您的定期存款转为活期存款。
1--我明白了。