听力每日练习 listen 2738 Do you have health insurance now

1-- I am calling to purchase health insurance.
 
2-- Do you have health insurance now?
 
1-- I was on my parents’ policy, but I need to start buying my own.
 
2-- You can purchase an HMO or a PPO. Do you know what you want?
 
1-- I don’t know what I want.
 
2-- Let me explain it to you. An HMO is a little cheaper, but you can only choose certain doctors.
 
1-- When I go to the doctor, do I pay the same out-of-pocket expenses for a PPO?
 
2-- The payments are a little lower for an HMO as long as you go to their doctors.
 
1-- How much will a PPO cost me per month?
 
2-- We need to factor in many things. Why don’t you come in, and we will have you fill out a questionnaire.
 
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注解：
 
1.purchase购买
2.insurance保险费
3.questionnaire问卷调查
 
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译文：
 
1-- 我打电话来购买健康保险。
2-- 你现在有健康保险吗？
1-- 我遵守了父母的政策，但我需要开始购买自己的。
2-- 您可以购买HMO或PPO。你知道你想要什么吗？
1-- 我不知道我想要什么。
2-- 让我向你解释一下。HMO稍微便宜一点，但你只能选择某些医生。
1-- 当我去看医生时，我会为PPO支付同样的自付费用吗？
2-- 只要你去看他们的医生，HMO的付款就会低一点。
1-- PPO每月要花我多少钱？
2-- 我们需要考虑很多因素。你为什么不进来，我们会让你填写一份问卷。