一美国银行清零加拿大信用卡上的所有债务

一美国银行清零加拿大信用卡上的所有债务

A bank in the US has wiped all the outstanding debt owed by holders of its credit cards in Canada.

美国一家银行已将其在加拿大的信用卡持有者所欠的所有未偿债务全部清零。

The US-based Chase Bank operates two cards in Canada, but decided last year to exit the market north of the border. Rather than continue to chase up debt owed by cardholders, it's just giving up altogether and letting them off.

总部位于美国的大通银行在加拿大经营两张卡，但去年决定退出加拿大北部市场。与其继续追讨持卡人欠下的债务，还不如干脆放弃，放他们一马。

"Ultimately, we felt it was a better decision for all parties, particularly our customers," Chase spokesperson Maria Martinez told the Canadian Broadcasting Corporation (CBC).

Chase发言人玛利亚·马丁内斯对加拿大广播公司(CBC)表示：“最终，我们认为这对各方都是一个更好的决定，尤其是对我们的客户。”

"It is definitely a head-scratcher, for sure," said Patrick Sojka, who founded rewards programme website Rewards Canada, adding that perhaps it worked out cheaper just to cut thier losses.

“这当然是一个令人头疼的问题，”加拿大奖励计划网站Rewards的创始人帕特里克·索伊卡(patrick sojka)说，他补充说，也许仅仅为了减少损失就可以降低成本。

"They're still probably paying taxes, paying accountants, and for them, they just probably worked it out and [said], 'Let's just forgive the debt and fully get out of the country.'"

“他们可能还在交税，还在给会计师付钱，对他们来说，他们可能只是把问题解决了，然后说，‘让我们免除债务，彻底离开这个国家。’”

A number of customers CBC spoke to owed thousands.

CBC与数千名客户进行了交谈。

"I'm honestly still so... flabbergasted about it," one said after finding out the CA$1645 he spent on Amazon wouldn't have to be repaid.

“老实说，我还是有点……对此大吃一惊，”有人在得知他在亚马逊花费的1645加元不必偿还后说。

"It's kind of like I'm being rewarded for my irresponsibility," said another. "To have it just gone, it's sort of like, surreal."

“这有点像我因为不负责任而得到了回报，”另一个人说。“它就这样消失了，有点超现实的感觉。”

In a post on its website, business magazine Fast Company called it "like getting the 'bank error in your favour' card in Monopoly, but even less believable".

在其网站上的一篇文章中，商业杂志Fast Company称之为“就像在《大富翁》中得到一张‘银行错误’卡，但更不可信”。