有必要给小孩教授理财知识吗

今天的这段对话，在讨论理财，

现在的小孩零花钱多，应该给他们教授理财知识吗

来听今天的讲解:

A: Hello, I am Christophe from Belgium, and this is Aiste from Lithuania. This is the question of the day: Should kids learn about personal finance? Aiste, what is your opinion about that?

大家好，我是克里斯托夫，来自比利时，这是艾斯蒂，来自立陶宛，今天的话题是：孩子们应该了解理财知识吗？艾斯蒂，你怎么看？

B: Well, I think it should definitely learn about personal finance, so my opinion is that any kids shouldn't be given a lot of money, and shouldn't think that money just appears when you go to your mom or dad and say," I want this. I want that - and - please give me money for that, so if the kid feels that money is a limited thing, I think that's the first step to learn about personal finance. What's your opinion, Christophe?

我认为绝对应该了解个人理财知识，我认为不应该给孩子们太多钱，不应该让孩子们认为要去管父母要钱，比如“我想要这个。我想要那个，请给我钱去买”，如果孩子们感觉钱是有限制的，那就是了解个人理财知识的第一步。你的看法呢，克里斯托夫？

A: Wait! But you told me that when you were a small girl, you went to your daddy and you said 'Daddy, can I have money, please?' and it was all the time like that.

等等！可是你跟我说过，你小时候会去向你爸爸要钱，你会说：“爸爸，能给我点儿钱吗？”而且你一直是那样做的。

B: Yes, but my amount was kind of limited, and every litas I got, that's the currency in my country, every litas was counted for a certain purpose, so my dad knew exactly that my transportation costs would be two litas and I had five litas for my lunch during the day, and that was it. So it was really ... because I used to go to school for a kind of locked time and I had to eat lunch, and so because he knew that, I couldn't have any extra money that I would use that for for example, if I would need some puzzle, or I would like to go somewhere, I couldn't actually save unless I didn't eat. So the money was actually limited, so I could feel that this was not just get as much as you want.

对，不过我的钱是有限制的，我们国家的货币是立特，我拿到的每枚立特都有特定的用途，我爸爸清楚地知道我的交通费是2立特，午饭需要5立特，就是这样。以前我上学有固定的时间，而且我要吃午饭，所以他知道，我没有多余的钱去干别的事情，即使我想买拼图，或者我想去其他地方，那我也没办法攒钱，除非我不吃饭。所以我的零花钱是有限制的，我能感觉到，并不是你想要多少就能得到多少。

A: So what you're saying is that you learned about personal finance?

你的意思是，你学到了个人理财知识？

B: Yes, I think so.

对，我想是的。

A: So that's good.

那很好。

B: Well, probably.

可能吧。