“卡奴”是指一个人使用大量的现金卡、信用卡，但负担不出缴款金额或是以卡养卡、以债养帐等方式，一直在还利息钱的人。
1. 目前出现许多年轻人变成“卡奴”现象
2. 出现这一现象的原因
3. 我对这一现象的看法和建议
On Card Slave
As people change the patterns of consumption,it is common for people to have several cards. Then“Card slave” is coined. “Card slave” refers to peoplewho can only pay the minimum balance on their credit card debt every month. Many youngstersfall under the so-called card-slave category.
The reason behind “card slaves” varies. The fierce competition among banks, Chinese orforeign, encourages them to lure customers to hold more credit cards. Unfortunately, somecard holders, especially youngsters with large shopping addictions and small salaries, haveoutstanding credit card debts and gradually became “card slaves” after reaching their creditcard limit on luxury items. Due to their meager salaries, they always live on the edge ofbankruptcy.
In my opinion, people should manage their financial affairs. First, only choose the creditcards that suit you the most. Secondly, manage your cards properly. Get some good tips frominternet and follow them. Thirdly, increase income and avoid excessive expenses. These tipswill help you keep away from the danger of becoming a “card slave”.
