滴滴出行进军金融服务领域

Chinese ride-hailing firm Didi Chuxing has ventured beyond ride-sharing and into financial services as the company is trying to diversify its businesses.

中国打车软件公司滴滴出行正试图实现业务多元化，该公司已开始进军拼车服务以外的领域，——金融服务板块。

The firm’s financial products available on its app cover mutual protection and crowdfunding for critical illnesses, credit and lending, wealth management and auto-financing, DiDi said in a statement Wednesday.

滴滴在周三的一份声明中称，该公司应用程序上提供的金融产品涵盖了重大疾病互助和众筹产品、信贷和借贷、财富管理和汽车融资等。

DiDi started exploring the financial services market in early 2018. Prior to the nationwide launch, the in-app services were piloted in 10 cities including southwestern Chinese city Chongqing and central Chinese city Zhengzhou.

滴滴于2018年初开始探索金融服务市场。在全国上线之前，这些应用内服务已经在西南部城市重庆和中部城市郑州等10个城市进行了试点。

The insurance and lending products mainly target gig economy workers, and are built on its credit mechanism and data-based risk control architecture, DiDi said.

滴滴表示，这些保险和贷款产品主要针对零工经济工作者，建立在其信贷机制和基于数据的风险控制架构之上。

The company now serves about 550 million users and has offered flexible work to over 31 million drivers. As a ride-sharing giant, the company has also branched into services like car maintenance and food delivery.

该公司目前为5.5亿用户提供服务，并为3100多万司机提供自由工作。作为拼车服务巨头，优步还涉足汽车维修和送餐服务。