Why do people spend money they don't have?

　　Describe something you bought that made you happy

　　解析：

　　这个问题的难度在于如何把它讲清楚， 并且给出好的说辞。

　　我给出三个观点：

　　1. 花钱让人快乐 。

　　2. 物质化的社会迫使人们多花钱来体现身份地位。

　　3. 刷信用卡的感觉良好。你感觉不到那种花现金的压力。

　　参考：

　　1. Some people like to spend money simply because it makes them happy. Shopping allows people to visualize themselves in a “better” life，and buying makes these visualizations a reality.

　　2. Societal factors are another extremely common reason people spend more money than they make. Let’s face it,we live in a materialistic society. Things like cars,clothes, smartphones, handbags, and so much more are all status symbols, which means building upyour status often means spending money on those things.

　　3. Credit cards allow people to spend more money than they actually have. Some studies have shown that people think less about swiping a card than they do about spending cash, which means it’s a bit easier to swipe first and think about it later .